:root {
  color-scheme: light dark;
  --navy: #0b2046;
  --blue: #24466f;
  --gold: #c4b088;
  --paper: #fbfaf7;
  --ink: #1d2735;
  --muted: #5a6471;
  --line: #d7d8d7;
  --panel: #f1eee7;
  --warning: #fff5dc;
  --focus: #e1a52c;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--paper); color: var(--ink); font: 17px/1.68 system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; text-rendering: optimizeLegibility; }
.page-shell { width: min(100% - 40px, 940px); margin-inline: auto; }
.hero { color: #fff; background: radial-gradient(circle at 86% 20%, rgb(196 176 136 / 22%), transparent 28rem), linear-gradient(145deg, var(--navy), var(--blue)); border-bottom: 5px solid var(--gold); padding: clamp(38px, 8vw, 78px) 0 36px; }
.eyebrow { margin: 0 0 14px; color: #e1d4b9; font-size: .78rem; font-weight: 750; letter-spacing: .13em; text-transform: uppercase; }
h1 { max-width: 820px; margin: 0; font-family: Georgia, "Times New Roman", serif; font-size: clamp(2.05rem, 6vw, 4.15rem); font-weight: 600; letter-spacing: -.035em; line-height: 1.05; }
h1 span { color: #e1d4b9; font-size: .72em; }
.effective { margin: 22px 0 0; color: #eef1f5; }
main { padding-block: 30px 70px; }
.page-nav { position: sticky; top: 0; z-index: 1; display: flex; flex-wrap: wrap; gap: 10px 24px; margin: 0 -8px 34px; padding: 13px 8px; background: rgb(251 250 247 / 94%); border-bottom: 1px solid var(--line); backdrop-filter: blur(10px); }
.page-nav a { font-weight: 700; text-decoration: none; }
section { scroll-margin-top: 76px; }
h2, h3 { color: var(--navy); line-height: 1.25; }
h2 { margin: 0 0 24px; font-family: Georgia, "Times New Roman", serif; font-size: clamp(1.8rem, 4vw, 2.5rem); }
h3 { margin: 2.2rem 0 .7rem; font-size: 1.18rem; }
p, ul, ol { margin-block: .85rem; }
li + li { margin-top: .55rem; }
a { color: #075d91; text-decoration-thickness: .08em; text-underline-offset: .18em; overflow-wrap: anywhere; }
a:hover { text-decoration-thickness: .14em; }
a:focus-visible, [tabindex="0"]:focus-visible { outline: 3px solid var(--focus); outline-offset: 4px; border-radius: 2px; }
address { width: fit-content; padding: 18px 22px; background: var(--panel); border-left: 4px solid var(--gold); font-style: normal; }
.table-wrap { overflow-x: auto; margin: 1.25rem 0 1.5rem; border: 1px solid var(--line); border-radius: 10px; }
table { width: 100%; min-width: 720px; border-collapse: collapse; font-size: .94rem; }
th, td { padding: 14px 16px; border-bottom: 1px solid var(--line); text-align: left; vertical-align: top; }
th { color: #fff; background: var(--navy); font-size: .82rem; letter-spacing: .035em; }
tbody tr:last-child td { border-bottom: 0; }
tbody tr:nth-child(even) { background: var(--panel); }
hr { margin: 64px 0; border: 0; border-top: 1px solid var(--line); }
.steps { padding: 0; list-style: none; counter-reset: steps; }
.steps li { position: relative; min-height: 42px; padding: 7px 0 7px 54px; counter-increment: steps; }
.steps li::before { position: absolute; inset: 0 auto auto 0; display: grid; width: 38px; height: 38px; place-items: center; color: #fff; background: var(--blue); border-radius: 50%; content: counter(steps); font-weight: 800; }
.button { display: inline-block; padding: 11px 16px; color: #fff; background: var(--blue); border-radius: 6px; font-weight: 750; text-decoration: none; }
.warning { margin: 2rem 0; padding: 2px 22px 14px; background: var(--warning); border: 1px solid #e6ce8f; border-radius: 10px; }
.warning h3 { margin-top: 1.15rem; }
.skip-link { position: absolute; left: -10000px; top: 10px; z-index: 3; padding: 10px 14px; color: #fff; background: var(--navy); }
.skip-link:focus { left: 10px; }
footer { padding: 22px 0 44px; color: var(--muted); background: var(--panel); border-top: 1px solid var(--line); }

@media (prefers-color-scheme: dark) {
  :root { --paper: #121820; --ink: #edf0f4; --muted: #bec6cf; --line: #3b4652; --panel: #1d2732; --warning: #392f1b; }
  .page-nav { background: rgb(18 24 32 / 94%); }
  h2, h3 { color: #e1d4b9; }
  a { color: #8fd2ff; }
  .button { color: #0b2046; background: #e1d4b9; }
  th { color: #0b2046; background: #e1d4b9; }
  .warning { border-color: #76633a; }
}

@media (max-width: 560px) {
  body { font-size: 16px; }
  .page-shell { width: min(100% - 30px, 940px); }
  .hero { padding-top: 42px; }
  .page-nav { gap: 8px 18px; }
  ul, ol { padding-left: 23px; }
}

@media print {
  :root { color-scheme: light; --paper: #fff; --ink: #000; --panel: #f4f4f4; }
  body { font-size: 11pt; }
  .page-shell { width: 100%; }
  .hero { color: #000; background: none; border-bottom: 2px solid #000; padding: 0 0 18px; }
  .eyebrow, .effective, h1 span { color: #000; }
  main { padding: 20px 0; }
  .page-nav, .skip-link, .button { display: none; }
  h2, h3, a { color: #000; }
  h2, h3 { break-after: avoid; }
  a { text-decoration: none; }
  table { min-width: 0; font-size: 8.5pt; }
  th { color: #fff; background: #222; }
  footer { padding: 12px 0 0; }
}